Public Service Announcement: Recertify for Your Income Driven Repayment (IDR) Plans

Friendly reminder to recertify your income for those of you enrolled in an Income Driven Repayment (IDR) plan, including the following 4 plans:

Failure to do so in time will cause you to be switched to the 10-year Standard Repayment Plan, which will likely cause your monthly payment to balloon.  My loan servicer set 4/27/2016 as the deadline, your mileage may vary.  Recertify electronically at

Future Proof, MD

Dr. Bo Liu is an aspiring radiologist-in-training and the founder and editor of the White Coat Money Blog.  He has an interest in interventional radiology and helping his medical colleagues get ahead in this mad world of medicine and money.  When he's not crushing the list at the PACS station or typing up your next favorite blog post, you can usually find him at the local badminton club, movie theater or the most recently opened restaurant.