5% Credit Card Cashback Rotating Categories: April - June 2016

Many credit cards offer you cashback on your purchases.  Almost all cashback cards now offer you at least 1% cashback on all your purchases, only a few offers as much as 5%.  The catch is that the categories rotate every quarter and you have to opt in online.  Below are the 5% rotating categories for the second quarter of 2016.


Earn 5% cash back on up to $1,500 in combined purchases at Grocery Stores (not including Walmart and Target) and Warehouse club stores (such as BJ's and Sam's Club) from April 1 - June 30, 2016. See FAQs for more information.  Opt in HERE.


Earn 5% cash back on eligible purchases at Drug Stores and Fitness Clubs from April 1 - June 30, 2016.  The offer becomes active within 2 business days of when you enroll in this offer, or April 1, 2016, whichever is later.  Note that there is no quarterly benefit limit but your cashback is limited to $300 per year.  Opt in HERE.


Earn 5% Cashback Bonus on up to $1,500 in purchases at Restaurants and Movies from April 1 (or the date you sign up, whichever is later) to June 30, 2016.  See Cashback Bonus Program Terms and Conditions for more information.  Opt in HERE.


My go-to cashback credit card is the CITI DOUBLECASH card.  Unlimited 2% cashback on all purchases - 1% when you buy and 1% when you pay your bill.  No annual fee.  No watching the calendar.  No category tracking.  No headaches.  You can learn more about it HERE.

Future Proof, MD

Dr. Bo Liu is an aspiring radiologist-in-training and the founder and editor of the White Coat Money Blog.  He has an interest in interventional radiology and helping his medical colleagues get ahead in this mad world of medicine and money.  When he's not crushing the list at the PACS station or typing up your next favorite blog post, you can usually find him at the local badminton club, movie theater or the most recently opened restaurant.