5% Credit Card Cashback Rotating Categories: April - June 2017

Many credit cards offer you cashback on your purchases.  Almost all cashback cards now offer you at least 1% cashback on all your purchases, only a few offers as much as 5%.  The catch is that the categories rotate every quarter and you have to opt in online.  Below are the 5% rotating categories from April to June of 2017.  Make sure to sign up!


CHASE FREEDOM

Earn 5% cash back on up to $1,500 in combined purchases from April 1 - June 30, 2017 at Grocery Stores (not including Walmart & Target) and Drug Stores.  Activate by June 14, 2017.  For more information, see Chase Freedom Frequently Asked Questions. You always earn unlimited 1% cashback on all your other purchases.


CITI DIVIDEND

Earn 5% cashback on eligible purchases at Drug stores and Fitness Clubs from April 1 - June 30, 2017.  The offer becomes active within 2 business days of when you enroll in this offer, or April 1, 2017, whichever is later.  Note that there is no quarterly cashback limit but your cashback is limited to $300 per year.  See this link for details and the cashback calendar for the remainder of 2017.


DISCOVER IT

Earn 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores and Wholesale Clubs from from April 1 - June 30, 2017.  The offer becomes active on April 1, 2017 or the date on which you sign up, whichever is later.  Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible.  See Terms and Conditions for more information.


FOR PURCHASES FALLING OUTSIDE THESE ROTATING 5% CASHBACK CATEGORIES...

My go-to cashback credit card is the CITI DOUBLECASH card.  Unlimited 2% cashback on all purchases - 1% when you buy and 1% when you pay your bill.  No annual fee.  No watching the calendar.  No category tracking.  No headaches.  You can learn more about it here.


Sponsor Highlight

FPL Capital Management is a Fee-Only independent investment advisor. They offer investors Model and Customized portfolios which are low-cost, passively managed, and globally diversified. Portfolios include funds from companies such as DFA, Vanguard, AQR, PIMCO, WisdomTree, and iShares. Unlike most other advisors, FPL has separated asset/portfolio management from wealth management. Separating these services allows them to serve clients in a cost-effective and a prudent manner. Another unique feature of the firm is that they charge a Flat Fee for advisory services, while most other advisors charge a percentage based on assets under management. 


Future Proof, MD

Dr. Bo Liu is an aspiring radiologist-in-training and the founder and editor of the White Coat Money Blog.  He has an interest in interventional radiology and helping his medical colleagues get ahead in this mad world of medicine and money.  When he's not crushing the list at the PACS station or typing up your next favorite blog post, you can usually find him at the local badminton club, movie theater or the most recently opened restaurant.