5% Credit Card Cashback Rotating Categories: July - September 2017

Many credit cards offer you cashback on your purchases.  Almost all cashback cards now offer you at least 1% cashback on all your purchases, only a few offers as much as 5%.  The catch is that the categories rotate every quarter and you have to opt in online.  Below are the 5% rotating categories from July to September of 2017.  Make sure to sign up!


CHASE FREEDOM

Earn 5% cash back on up to $1,500 in combined purchases from July 1 - September 30, 2017 at Restaurants and Movie Theaters.  Activate by September 14, 2017.  For more information, see Chase Freedom Frequently Asked Questions. You always earn unlimited 1% cashback on all your other purchases.


CITI DIVIDEND

Earn 5% cashback on eligible purchases at Hilton Properties and Airlines from July 1 - September 30, 2017.  The offer becomes active within 2 business days of when you enroll in this offer, or July 1, 2017, whichever is later.  Note that there is no quarterly cashback limit but your cashback is limited to $300 per year.  See this link for details and the cashback calendar for the remainder of 2017.


DISCOVER IT

Earn 5% Cashback Bonus on up to $1,500 in purchases at Restaurants from from July 1 - September 30, 2017.  The offer becomes active on July 1, 2017 or the date on which you sign up, whichever is later.  Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible.  See Terms and Conditions for more information.


FOR PURCHASES FALLING OUTSIDE THESE ROTATING 5% CASHBACK CATEGORIES...

My go-to cashback credit card is the CITI DOUBLECASH card.  Unlimited 2% cashback on all purchases - 1% when you buy and 1% when you pay your bill.  No annual fee.  No watching the calendar.  No category tracking.  No headaches.  You can learn more about it here.


Sponsor Highlight

Curbside Real Estate is a concierge brokerage that specializes in connecting physicians, many of whom have recently completed their residency programs or fellowships, with the best home loan program for them and a carefully-vetted real estate agent, effectively eliminating the guesswork and frustration commonly associated with buying a home. The mission of Curbside Real Estate is twofold. Its primary mission is to allow physicians to focus more on their profession and families, and less on the stresses of buying a home, by streamlining the process. Its secondary mission is to give back by creating homes for underprivileged children.


Future Proof, MD

Dr. Bo Liu is an aspiring radiologist-in-training and the founder and editor of the White Coat Money Blog.  He has an interest in interventional radiology and helping his medical colleagues get ahead in this mad world of medicine and money.  When he's not crushing the list at the PACS station or typing up your next favorite blog post, you can usually find him at the local badminton club, movie theater or the most recently opened restaurant.