5% Credit Card Cashback Rotating Categories: October - December 2017

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Many credit cards offer you cashback on your purchases.  Almost all cashback cards now offer you at least 1% cashback on all your purchases, only a few offers as much as 5%.  The catch is that the categories rotate every quarter and you have to opt in online.  Below are the 5% rotating categories from October to December of 2017.  And many are in time for your holiday shopping.  Make sure to sign up!


CHASE FREEDOM

Earn 5% cash back on up to $1,500 in combined purchases from October 1 - December 31, 2017 at Walmart and Department Stores  - see merchant list HERE.  Activate by December 14, 2017.  For more information, see Chase Freedom Frequently Asked Questions. You always earn unlimited 1% cashback on all your other purchases.


CITI DIVIDEND

Earn 5% cashback on eligible purchases at Best Buy and Department Stores from October 1 - December 31, 2017.  The offer becomes active within 2 business days of when you enroll in this offer, or October 1, 2017, whichever is later.  Note that there is no quarterly cashback limit but your cashback is limited to $300 per year.  See this link for details.  Like the Chase Freedom card, you also earn 1% cashback on all other purchases.


DISCOVER IT

Earn 5% Cashback Bonus on up to $1,500 in purchases at Amazon and Target from from October 1 - December 31, 2017.  The offer becomes active on October 1, 2017 or the date on which you sign up, whichever is later.  Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible.  See Terms and Conditions for more information.


FOR PURCHASES FALLING OUTSIDE THESE ROTATING 5% CASHBACK CATEGORIES...

My go-to cashback credit card is the CITI DOUBLECASH card.  Unlimited 2% cashback on all purchases - 1% when you buy and 1% when you pay your bill.  No annual fee.  No watching the calendar.  No category tracking.  No headaches.  You can learn more about it here.


Sponsor Highlight

Ryan created his virtual, fee-only practice to help young physicians take control of their finances. As part of a physician family, Ryan knows the pains, struggles and joys that come from a career in medicine. When his wife was in residency, he witnessed how vulnerable she was to poor financial advice that wasn’t in her best interest. Because of this, he shifted his practice to work exclusively with young physicians who could truly benefit from unbiased, quality financial advice. PWS seeks to provide clients with the financial literacy they didn’t received despite decades in school. He offers student loan analysis, comprehensive financial planning (starting at $200/mo.), and investment management (.75% per year) with no investment minimums. Wondering if you can save for retirement while paying off student loans? Click here


Future Proof, MD

Dr. Bo Liu is an aspiring radiologist-in-training and the founder and editor of the White Coat Money Blog.  He has an interest in interventional radiology and helping his medical colleagues get ahead in this mad world of medicine and money.  When he's not crushing the list at the PACS station or typing up your next favorite blog post, you can usually find him at the local badminton club, movie theater or the most recently opened restaurant.